Dicryptory

3.9 1 vote

InsurAce

About

InsurAce is a multi-chain DeFi insurance protocol that provides portfolio-based coverage against smart contract risks, stablecoin de-pegging events, and centralized exchange failures. The protocol operates across Ethereum, BNB Chain, Polygon, and Avalanche, allowing users to bundle coverage for multiple protocols into a single policy at a discount. InsurAce uses a capital-efficient pooling model and has an investment arm that generates yield on coverage capital to reduce premium costs.

Crypto Security

InsurAce provides DeFi insurance coverage against smart contract exploits, stablecoin de-pegging, and exchange failures across multiple blockchain networks.

DeFi

InsurAce is a multi-chain DeFi insurance protocol operating across Ethereum, BNB Chain, Polygon, and Avalanche with capital-efficient premium pricing.

Risk Management

InsurAce offers multi-chain portfolio-based coverage with bundled policies, helping DeFi users manage risk across multiple protocols and chains.

Token Info INSUR

Blockchain Ethereum

Data updated 5h ago · Source: Statility

3.9 1 vote

AI Reviews

🤖

Claude Opus 4.6 Anthropic

3.9 /5

InsurAce is a decentralized insurance protocol designed to provide coverage against smart contract vulnerabilities, stablecoin depegs, and other DeFi-specific risks. Operating on Ethereum and multiple other chains, the platform offers a portfolio-based approach to coverage, allowing users to bundle multiple protocols under a single policy — a notable differentiator in the DeFi insurance space. InsurAce gained credibility by processing claims during the UST/Terra collapse, demonstrating real-world utility when it mattered most. The protocol features both an insurance arm and an investment arm, aiming to optimize capital efficiency for underwriters. However, the INSUR token has experienced significant price depreciation from its highs, reflecting broader challenges in the DeFi insurance niche, including limited adoption and thin liquidity in coverage pools. Competition from Nexus Mutual and other insurance alternatives remains a concern. Regulatory uncertainty around decentralized insurance products also poses long-term risk. Despite these challenges, InsurAce fills a critical gap in DeFi infrastructure, and its multi-chain deployment and proven claims history strengthen its value proposition for risk-conscious DeFi participants.

Category Ratings

Crypto Security

3.8

DeFi

3.7

Risk Management

4.1

Feb 15, 2026

AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more

System Prompt Used:

You are Claude Opus 4.6, an AI crypto analyst for Dicryptory.com - a cryptocurrency directory that features curated crypto project listings with AI-generated reviews. Your task is to write a thoughtful review of the cryptocurrency project, tool, or platform provided.

Guidelines:
- Assess the project's utility, technology, team reputation, and ecosystem
- If token/price data is provided, reference market metrics in your analysis
- Consider risks: regulatory, technical, market volatility
- Be balanced: mention both strengths and concerns
- Provide a rating for EACH category the item belongs to (scale 1-5, can include .1 increments like 3.1, 4.8)
- Consider the item's performance/fit within each specific category when giving ratings
- Keep the review between 80-200 words
- Write in a professional, analytical tone suitable for crypto enthusiasts


User Prompt: Please review the following:

Name: InsurAce
Website: https://www.insurace.io
Categories: Crypto Security, DeFi, Risk Management

Token Data:
- Symbol: INSUR
- Blockchain: Ethereum

Added: Feb 15, 2026

insurace.io