个人退休账户（IRA）让你在享有显著税收优惠的情况下投资比特币及其他加密货币。Fidelity、Unchained Capital 和 Swan Bitcoin 等提供商提供适合长期持有者的自主型加密 IRA。本榜单收录了顶级提供商，面向希望将数字资产纳入退休规划的人群。
1
4.6
Fidelity
Fidelity Crypto for IRAs 为美国投资者提供了在税收优惠的个人退休账户（IRA）中直接持有比特币、以太坊和莱特币等加密货币的能力——包括罗斯、传统和转账 IRA。没有账户开户费或维护费；交易通过买卖交易中的点差来执行。所�
2
4.4
Unchained Capital
Bitcoin
Unchained提供配备协作式多签名托管的比特币IRA账户，支持在传统和罗斯退休账户中进行税收优惠的比特币储蓄。
3
4.3
Swan Bitcoin
Bitcoin
Swan IRA提供仅支持比特币的退休账户，具有多签名托管选项，通过传统和Roth个人退休账户结构实现税收优惠的长期比特币储蓄。
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