Fidelity Crypto® lets U.S. investors buy, sell, transfer, and hold major cryptocurrencies (such as Bitcoin and Ethereum) alongside their traditional investments, all in one account. It offers options to include crypto in tax-advantaged retirement accounts (IRAs) and allows investments through crypto-related ETPs and ETFs for indirect exposure. The service is built by Fidelity Digital Assets®, bringing institutional-grade custody, security controls, and educational resources to help users make informed decisions with digital assets.
Crypto IRAs
Fidelity Crypto for IRAs offers U.S. investors the ability to hold cryptocurrencies like Bitcoin, Ethereum, and Litecoin directly in tax-advantaged individual retirement accounts (IRAs) — including Roth, Traditional, and Rollover IRAs. There are no account-opening or maintenance fees; trades are executed with a spread on buy/sell transactions. All crypto holdings are securely custodied by Fidelity Digital Assets, with most assets stored in cold storage for enhanced security.