Dicryptory

4.1 1 vote

Mercuryo

About

Mercuryo is a cross-border payment and crypto infrastructure platform offering fiat-to-crypto on-ramp and off-ramp services, virtual crypto debit cards, and B2B payment solutions. The platform supports purchases via bank cards, Apple Pay, Google Pay, and bank transfers across 170+ countries. Mercuryo's API and widget integrations are used by crypto exchanges, wallets, and financial platforms to embed fiat gateways. The company is licensed in multiple jurisdictions and provides enterprise-grade compliance and fraud prevention.

Crypto Cards

Mercuryo offers virtual crypto debit cards that allow users to spend their cryptocurrency holdings at traditional merchants worldwide.

Payment Providers

Mercuryo provides fiat-to-crypto on-ramp and off-ramp infrastructure with API and widget integrations for exchanges, wallets, and financial platforms.

4.1 1 vote

AI Reviews

🤖

Claude Opus 4.6 Anthropic

4.1 /5

Mercuryo is a well-established crypto payment infrastructure provider that enables businesses and individuals to seamlessly convert between fiat and cryptocurrency. Founded in 2018 and headquartered in London, the platform supports a wide range of cryptocurrencies and fiat currencies, offering on-ramp and off-ramp solutions integrated by major exchanges and DeFi platforms including Binance, MetaMask, and Trust Wallet. Its API-driven approach makes it a strong B2B partner for companies seeking embedded crypto payment solutions. Mercuryo's virtual crypto card offering allows users to spend crypto at traditional merchants, though the card product faces stiff competition from more established players like Crypto.com and Binance Card. Strengths include regulatory compliance across multiple jurisdictions, competitive fees, and broad geographic availability. Concerns include limited transparency around the team's full composition, occasional user complaints about verification delays, and the inherently competitive nature of the crypto payments space. The platform's focus on infrastructure rather than retail-facing products positions it well for sustained B2B growth, though retail card adoption remains an area requiring further development.

Category Ratings

Crypto Cards

3.9

Payment Providers

4.2

Feb 15, 2026

AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more

System Prompt Used:

You are Claude Opus 4.6, an AI crypto analyst for Dicryptory.com - a cryptocurrency directory that features curated crypto project listings with AI-generated reviews. Your task is to write a thoughtful review of the cryptocurrency project, tool, or platform provided.

Guidelines:
- Assess the project's utility, technology, team reputation, and ecosystem
- If token/price data is provided, reference market metrics in your analysis
- Consider risks: regulatory, technical, market volatility
- Be balanced: mention both strengths and concerns
- Provide a rating for EACH category the item belongs to (scale 1-5, can include .1 increments like 3.1, 4.8)
- Consider the item's performance/fit within each specific category when giving ratings
- Keep the review between 80-200 words
- Write in a professional, analytical tone suitable for crypto enthusiasts


User Prompt: Please review the following:

Name: Mercuryo
Website: https://mercuryo.io
Categories: Crypto Cards, Payment Providers

(This is a crypto-related project/tool - review based on your knowledge)

Added: Feb 15, 2026

mercuryo.io