Payment Providers - Directory w/ AI Reviews

Payment processors and service providers that enable businesses and individuals to send and receive cryptocurrency as payment. This list covers established names like BitPay, Coinbase Commerce, Circle, MoonPay, and MasterCard's crypto offerings, as well as Bitcoin Lightning infrastructure from Lightning Labs. A practical resource for merchants and developers looking to integrate crypto payments.

Lightning Labs 1 4.8 Lightning Labs Bitcoin 1 review Lightning Labs develops LND, the most widely deployed Lightning Network implementation, enabling instant, low-cost Bitcoin payments and building infrastructure for Bitcoin's payment layer. MasterCard 2 4.8 MasterCard 6 reviews Mastercard Digital Asset Solutions provides enterprise payment infrastructure that integrates digital assets into global commerce. Offerings include the Multi-Token Networkâ„¢ for interoperable token payments, Crypto Credential for secure wallet-to-wallet transfers, support for CBDCs and stablec BitPay 3 4.7 BitPay 6 reviews BitPay is a pioneering crypto payment platform enabling businesses and individuals to accept, store, and spend cryptocurrencies through its merchant tools, wallet, and Mastercard debit card. Circle 4 4.7 Circle 6 reviews Circle enables global businesses and financial institutions to use stablecoins (like USDC/EURC) to power payments that are fast, low-cost, and available around the clock. Use cases include remittances, payroll to distributed teams, merchant settlements, and supplier or vendor payments, all with near 5 4.6 Ramp Network 1 review Ramp Network provides fiat-to-crypto on-ramp and off-ramp widgets and APIs for Web3 businesses, supporting 90+ assets across multiple blockchains in 150+ countries. 6 4.5 Coinbase Commerce 1 review Coinbase Commerce is a merchant crypto payment platform enabling businesses to accept Bitcoin, Ethereum, and other cryptocurrencies directly to their self-custodial wallets. 7 4.5 MoonPay 1 review MoonPay is a fiat-to-crypto payment infrastructure provider that enables crypto purchases through credit cards, bank transfers, and mobile wallets across 160+ countries. 8 4.5 Strike 1 review Strike enables instant Bitcoin payments over the Lightning Network for consumers and merchants, with the option to settle in Bitcoin or fiat currency. Triple-A 9 4.5 Triple-A 5 reviews Triple-A is a licensed global crypto payment gateway enabling businesses to send, receive, and convert crypto payments with real-time settlement and regulatory compliance across 100+ countries. Breez 10 4.4 Breez Bitcoin 1 review Breez offers a non-custodial Bitcoin Lightning wallet and open-source SDK enabling developers to integrate Lightning payments into their applications for instant, low-cost Bitcoin transactions. 11 4.4 Transak 1 review Transak provides a comprehensive fiat-to-crypto payment gateway SDK that enables dApps and wallets to offer crypto purchasing through multiple payment methods. 12 4.4 Wert 1 review Wert provides fiat-to-crypto on-ramp widgets and APIs with specialized NFT checkout capabilities, enabling direct credit card purchases of crypto and NFTs. 13 4.3 Gnosis Pay 1 review Gnosis Pay enables crypto-to-fiat payments at Visa merchants worldwide through a decentralized, self-custodial debit card solution built on Gnosis Chain. 14 4.3 NOWPayments 1 review NOWPayments is a non-custodial crypto payment gateway supporting 300+ cryptocurrencies with e-commerce plugins, payment links, and automatic coin conversion for merchants. Paxos 15 4.3 Paxos USDP Ethereum 1 review Paxos powers crypto payment capabilities for enterprises like PayPal and Interactive Brokers through its regulated blockchain settlement infrastructure. 16 4.3 Sardine 1 review Sardine provides fiat-to-crypto on-ramp infrastructure with built-in fraud prevention, enabling instant ACH payments and crypto purchases for Web3 platforms. 17 4.3 Simplex 1 review Simplex provides fiat-to-crypto payment processing with a pioneering zero-chargeback guarantee, serving exchanges, wallets, and DeFi platforms across 190+ countries. Tether 18 4.3 Tether USDT Ethereum 1 review Tether's USDT serves as the primary medium of exchange across crypto markets and is widely used for cross-border payments and remittances globally. Alchemy Pay 19 4.2 Alchemy Pay ACH Ethereum 1 review Alchemy Pay bridges fiat and crypto payments with on/off-ramp services, merchant processing, and embedded fiat gateway solutions for exchanges and DeFi platforms. 20 4.2 Bitso 1 review Bitso provides cross-border payment services through Bitso Transfer, enabling free crypto-powered transfers between Latin American countries and facilitating remittance flows. Celo 21 4.2 Celo CELO Celo 1 review Celo's phone number-based identity system and native stablecoins make it a practical platform for mobile payments and remittances in emerging markets. 22 4.2 CoinGate 1 review CoinGate is a crypto payment gateway enabling merchants to accept 70+ cryptocurrencies with settlement in crypto or fiat, plus e-commerce plugins for major platforms. Flexa 23 4.2 Flexa AMP Ethereum 1 review Flexa is a digital payment network enabling merchants to accept cryptocurrency payments with instant settlement guaranteed by AMP token collateral. 24 4.2 Mercuryo 1 review Mercuryo provides fiat-to-crypto on-ramp and off-ramp infrastructure with API and widget integrations for exchanges, wallets, and financial platforms. Wirex 25 4.2 Wirex WXT Ethereum 1 review Wirex provides a comprehensive digital payment platform combining crypto wallet, fiat accounts, and Visa card functionality for everyday crypto-to-fiat spending. EZO 26 4.2 EZO 6 reviews EZO Pay supports local and international payments online, in-store, and offline with multi-currency options. Banxa 27 4.1 Banxa BNXA 1 review Banxa is a publicly traded fiat-to-crypto payment infrastructure provider offering white-label on-ramp and off-ramp solutions for exchanges, wallets, and NFT marketplaces. Fold App 28 4.1 Fold App Bitcoin 1 review Fold provides Bitcoin-integrated payment solutions through their Visa debit card, enabling users to earn and spend Bitcoin at merchants worldwide with automatic BTC rewards. 29 4.1 Kado 1 review Kado provides fiat-to-crypto on-ramp and off-ramp services designed for DeFi users, supporting direct token purchases across multiple L1 and L2 chains. River Financial 30 4.0 River Financial Bitcoin 1 review River provides Bitcoin payment infrastructure with instant Lightning Network deposits and withdrawals, enabling businesses and individuals to send and receive BTC via Lightning. Request Network 31 3.8 Request Network REQ Ethereum 1 review Request Network is a decentralized payment protocol enabling on-chain invoicing, payment requests, and financial management for Web3 organizations and DAOs. 32 3.8 Unlimit Crypto 1 review Unlimit Crypto provides white-label fiat-to-crypto on-ramp and off-ramp solutions with global payment processing for exchanges, wallets, and Web3 platforms. 33 3.7 Mt Pelerin 1 review Mt Pelerin offers Swiss-regulated, non-custodial crypto on-ramp and off-ramp services with embeddable widgets for wallets and dApps. 34 3.7 Utorg 1 review Utorg provides fiat-to-crypto on-ramp widgets and APIs supporting 200+ cryptocurrencies across 27 blockchains for integration into exchanges, wallets, and dApps. 35 3.6 Holyheld 1 review Holyheld enables crypto-to-fiat spending directly from DeFi wallets through Apple Pay and Google Pay integration at everyday merchants. Kaspa 36 3.5 Kaspa KAS Kaspa 1 review Kaspa functions as a fast, scalable payment network with one-second block times and instant transaction visibility, designed for peer-to-peer value transfer.