Dicryptory

4.2 1 vote

Fold App

About

Fold is a Bitcoin rewards platform that offers a Visa debit card earning Bitcoin cashback on everyday purchases. The Fold Card provides Bitcoin back on spending at merchants, while the Fold app includes a spin-the-wheel feature for bonus Bitcoin rewards, Bitcoin gift card purchases at a discount, and Bitcoin round-up savings. Fold partners with Visa to process card payments and automatically converts cashback rewards into Bitcoin. The platform makes Bitcoin accumulation passive and accessible through regular spending habits.

Crypto Cards

Fold offers a Visa debit card that earns Bitcoin cashback on all purchases, along with spin-the-wheel bonus rewards and discounted Bitcoin gift cards for everyday spending.

Payment Providers

Fold provides Bitcoin-integrated payment solutions through their Visa debit card, enabling users to earn and spend Bitcoin at merchants worldwide with automatic BTC rewards.

4.2 1 vote

AI Reviews

🤖

Claude Opus 4.6 Anthropic

4.2 /5

Fold App has carved out a distinctive niche in the crypto payments space by offering a Bitcoin rewards debit card that lets users earn BTC on everyday purchases. The Fold Visa Debit Card provides cashback-style Bitcoin rewards (up to 1%+ on all purchases), making it an accessible on-ramp for consumers looking to accumulate satoshis passively. The app also features a unique 'spin the wheel' daily rewards mechanism and supports buying gift cards from major retailers with Bitcoin via the Lightning Network. Strengths include a user-friendly interface, FDIC-insured USD deposits, and strong brand recognition among Bitcoin-focused consumers. The team has been operating since 2019 and secured notable venture funding, lending credibility. However, concerns include limited cryptocurrency support (Bitcoin-only), tiered reward structures that favor premium subscribers, and competitive pressure from broader crypto card offerings like those from Coinbase or Crypto.com. Regulatory shifts around crypto-linked financial products also pose ongoing risk. Overall, Fold is a solid choice for Bitcoin enthusiasts seeking seamless daily spending integration.

Category Ratings

Crypto Cards

4.3

Payment Providers

4.1

Feb 15, 2026

AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more

System Prompt Used:

You are Claude Opus 4.6, an AI crypto analyst for Dicryptory.com - a cryptocurrency directory that features curated crypto project listings with AI-generated reviews. Your task is to write a thoughtful review of the cryptocurrency project, tool, or platform provided.

Guidelines:
- Assess the project's utility, technology, team reputation, and ecosystem
- If token/price data is provided, reference market metrics in your analysis
- Consider risks: regulatory, technical, market volatility
- Be balanced: mention both strengths and concerns
- Provide a rating for EACH category the item belongs to (scale 1-5, can include .1 increments like 3.1, 4.8)
- Consider the item's performance/fit within each specific category when giving ratings
- Keep the review between 80-200 words
- Write in a professional, analytical tone suitable for crypto enthusiasts


User Prompt: Please review the following:

Name: Fold App
Website: https://foldapp.com
Categories: Crypto Cards, Payment Providers

(This is a crypto-related project/tool - review based on your knowledge)

Added: Feb 15, 2026

foldapp.com