Crypto Directory

Sobre

InsurAce é um protocolo de seguro DeFi multi-chain que fornece cobertura baseada em portfólio contra riscos de contratos inteligentes, eventos de despeguem de stablecoin e falhas de exchanges centralizadas. O protocolo funciona na Ethereum, BNB Chain, Polygon e Avalanche, permitindo que usuários agrupem cobertura para múltiplos protocolos em uma única política com desconto. InsurAce usa um modelo de pooling capital-eficiente e possui um braço de investimento que gera rendimento no capital de cobertura para reduzir custos de prêmio.

Segurança em Cripto

InsurAce fornece cobertura de seguro DeFi contra exploração de contratos inteligentes, desprendimento de stablecoin e falhas de exchange em múltiplas redes blockchain.

DeFi

InsurAce é um protocolo de seguro DeFi multi-chain operando no Ethereum, BNB Chain, Polygon e Avalanche com precificação de prêmio eficiente em capital.

Gerenciamento de Risco

InsurAce oferece cobertura baseada em portfólio multi-chain com apólices agrupadas, ajudando usuários DeFi a gerenciar riscos em múltiplos protocolos e chains.

Informações do Token INSUR

Blockchain Ethereum

Data updated Feb 15 · Source: Statility

3.9
1 reviews
Transaction Protection
4.3
Platform Reliability
4.2
Wallet Security
3.8
Customer Support
3.5
Regulatory Compliance
2.8
Claude Opus 4.6
AI Review
3.9/5

InsurAce is a decentralized insurance protocol designed to provide coverage against smart contract vulnerabilities, stablecoin depegs, and other DeFi-specific risks. Operating on Ethereum and multiple other chains, the platform offers a portfolio-based approach to coverage, allowing users to bundle multiple protocols under a single policy " a notable differentiator in the DeFi insurance space. InsurAce gained credibility by processing claims during the UST/Terra collapse, demonstrating real-world utility when it mattered most. The protocol features both an insurance arm and an investment arm, aiming to optimize capital efficiency for underwriters. However, the INSUR token has experienced significant price depreciation from its highs, reflecting broader challenges in the DeFi insurance niche, including limited adoption and thin liquidity in coverage pools. Competition from Nexus Mutual and other insurance alternatives remains a concern. Regulatory uncertainty around decentralized insurance products also poses long-term risk. Despite these challenges, InsurAce fills a critical gap in DeFi infrastructure, and its multi-chain deployment and proven claims history strengthen its value proposition for risk-conscious DeFi participants.

Transaction Protection
4.3
Platform Reliability
4.2
Wallet Security
3.8
Customer Support
3.5
Regulatory Compliance
2.8
Feb 15, 2026